Website Privacy Statement:

Golden Bear values the users of this Website and understands that you are concerned about privacy. We are committed to treating your information responsibly. Golden Bear Insurance Company has established the following policies to assure you that we are committed to protecting your privacy.

We define "personal information" as your name, age, telephone number, email address, personal address, health information, financial information, Social Security numbers or credit card number. We do not collect personal information about you unless you choose to provide it to us voluntarily. We will only obtain personal information about you from forms that are submitted voluntarily by you.

How do we protect the confidentiality and security of our policyholders?

We maintain physical, electronic and procedural safeguards to ensure that personal information is treated responsibly and in accordance with our privacy policy. We restrict access to personal information within our organization to those employees who need to know that information to provide products or services to agents, brokers, and/or insureds. Employees who have access to customer information may use it only for legitimate business purposes. Additionally, we safeguard customer information in accordance with applicable data security regulations.

What personal information do we collect about you?

We collect personal information about insureds from the following sources:

• Applications and other forms submitted by agents and brokers;


• Transactions, such as electronic and hardcopy payment submissions, underwriting and claim processes and documents; and


• Consumer reporting agencies, such as those which produce claim and/or credit histories.

How do we use the information about you?

We use the information you provide to us voluntarily to evaluate your submission details, to respond to agents and brokers, to underwrite insurance policies, process claims, and to bill and service your accounts. Your information will be used to enable Golden Bear Insurance Company to better understand and serve your insurance needs.

What categories of information do we disclose and to whom?

We may disclose the following information to entities that perform marketing and administrative services on our behalf or to others, including governmental entities as required or permitted by law for legal or regulatory purposes, or if compelled by subpoena:

• Information we receive from insureds or their representatives, such as the names of insureds, address, beneficiary, social security number, property     locations and values.


• Information about your transactions with us or others such as your account balance, policy coverage, payment history, the premium you pay,     preferences, claims information, and the method of your purchase.


• If required for the products you select, information we receive from consumer reporting agencies and other sources, such as credit worthiness, motor     vehicle and driver data, medical and employment information, loss history reports, and additional driver data.

How do we use this Website?

This Website was created to inform you of our products and services. We monitor the activity on this Website to understand the use of our products and the effectiveness of this medium of communication.