Golden Bear Insuance Company

Golden Bear is a leading provider of commercial property and casualty, professional liability, and residential earthquake insurance. We create tailored solutions for unique and emerging risks in partnership with our brokers and customers.

Eight reasons to choose Golden Bear

    Family-owned and operated
    “People First” ethos
    Specialty products for emerging and unique risks
    Flexible coverage solutions
    Expert underwriting
    Earthquake insurance leader
    Reliable service
    Prompt claims response when disaster strikes


Golden Bear Insurance Company was founded by Michael J. Hall on the simple principle that people and their businesses need insurance products that meet their expectations. To that end, he prepared a comprehensive library of insurance products and developed a skilled team of knowledgeable underwriters and claims consultants so that Golden Bear could deliver on the promise of customer care.

Over the past four decades, Golden Bear has grown and continues to thrive under the leadership of our founder’s son, Rupert C. Hall.


Golden Bear is innovative. We help businesses and individuals stay ahead of evolving risks with products customized to protect them. We partner with our brokers and customers to create tailored coverage solutions with reasonable pricing to ensure complete customer satisfaction.

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Culture & Values

Golden Bear is a family-owned and run company, and we’ve never lost sight of our founding values – respect, trust, excellence and personal service. Our “people first” ethos informs everything we do. We treat customers and employees like family and pride ourselves on our long-standing relationships. We value teamwork and always strive to make doing business with us convenient and easy.

Golden Bear is committed to giving back to the communities where we live and work. Our corporate value is to engage in and support our team's involvement in a wide range of charitable activities.